Blog
Getting a Head Start on College Savings
A few strategies that may help you prepare for the cost of higher education. One study estimates the average cost of raising a child to the age of 17 for a middle-income family is about $310,605. As a point of comparison, the median home price in the U.S. was $417,700...
Understanding Money Market Funds
Check out this brief article which explores the role Money Market Funds may play in your portfolio. A money market fund, not to be confused with a money market account, is a type of mutual fund that invests in instruments like cash equivalents and short-term...
Catch-Up Contributions
Workers 50+ may make contributions to their qualified retirement plans above the limits imposed on younger workers. A recent survey found that 18% of workers are very confident about having enough money to live comfortably through their retirement years. At the same...
Insurance Needs Assessment: Married With Children
When you’re married and have children, insurance needs will be different. A growing family, by definition, means growing financial obligations—both present and in the future. Raising children can increase your insurance needs and heightens the urgency for being...
Orchestrating Your Retirement Accounts
Getting the instruments of your retirement to work in concert may go far in realizing the retirement you imagine. An orchestra is merely a collection of instruments, each creating a unique sound. It is only when a conductor leads them that they produce the beautiful...
How Retirement Spending Changes With Time
It can be difficult for clients to imagine how much they’ll spend in retirement. New retirees sometimes worry that they are spending too much, too soon. Should they scale back? Are they at risk of outliving their money? This concern may be legitimate. Some households...
Why Medicare Should Be Part Of Your Retirement Strategy
How Medicare can address health care needs in your retirement strategy. Medicare takes a little time to understand. As you approach age 65, familiarize yourself with its coverage options, costs, and limitations. Certain features of Medicare can affect health care...
Kids & Money
Tips for setting up children for financial success It’s the time of year when many parents are sending kids off to college to start newly independent lives full of exciting opportunities – new classes, new friends and many new opportunities. It may also be one of the...
The Most Overlooked Item Of Any Home Improvement
The item most homeowners forget on their home improvement project checklist is insurance. If you are like most homeowners, you love selecting the fixtures, fabrics, and paint colors of your home improvement project. But there is one very important item that you may...
