Blog
Traditional vs. Roth IRA
Traditional Individual Retirement Accounts (IRA), which were created in 1974, are owned by roughly 36.6 million U.S. households. And Roth IRAs, created as part of the Taxpayer Relief Act in 1997, are owned by nearly 27.3 million households.1 Both are IRAs. And yet,...
Six Surprising Facts About Retirement Confidence – Infographic
How Confident Are You? Read through this infographic to discovedr six surprising facts about retirement confidence...
Insurance Needs Assessment: For Empty Nesters and Retirees
With the children now out of the house, financial priorities become more focused on preparing for retirement. At this stage, you may very likely be at the height of your earning power and fast approaching peak savings as you lay the groundwork for retirement. During...
Ask Triangle – Feb. 3, 2023
During this “Ask Triangle” session, we clarified the status of 2023 nontaxable accounts, provided a Federal Reserve update and gave a 2023 Outlook before answering your specific questions. 2023 nontaxable pensions and retirement accounts: Historically, Iowa has always...
Women And Financial Strategies
Women who share money management duties with their partner tend to take on a lion’s share of the responsibility for the household finances. Yet only 18% of women feel very confident in their ability to fully retire with a comfortable lifestyle.1,2 Although more women...
A Decision Not Made Is Still a Decision
Whether through inertia or trepidation, investors who put off important investment decisions might consider the admonition offered by motivational speaker Brian Tracy, "Almost any decision is better than no decision at all." This investment inaction is played out in...
Ask Triangle – Jan. 6, 2023
During this "Ask Triangle" session, we shared some market updates and new legislation that will be relevant for the upcoming year. Market Updates: The Federal Reserve is planning to raise rates three more times while bond prices continue to decrease. Employment...
SECURE Act 2.0: An Overview
In the final days of 2022, Congress passed a new set of retirement rules designed to facilitate contribution to retirement plans and access to those funds earmarked for retirement. The law is called SECURE 2.0, and it is a follow-up to the Setting Every Community Up...
Your Emergency Fund: How Much Is Enough?
Have you ever had one of those months? The water heater stops heating, the dishwasher stops washing, and your family ends up on a first-name basis with the nurse at urgent care. Then, as you're driving to work, you see smoke coming from under your hood. Bad things...