Blog
Social Security: The Elephant in the Room
Some people wonder if Social Security will remain financially sound enough to pay the benefits they are owed. For most Americans, Social Security has represented nothing more than some unavoidable payroll deduction with the positively cryptic initials of "FICA" and...
Social Security: Maximizing Benefits
There are other ways to maximize Social Security benefits, in addition to waiting to claim them. Most understand that waiting to claim Social Security benefits can result in higher monthly payments. However, many don't know that there are other ways to maximize their...
Qualifying For Medicare Under Age 65
You might qualify for Medicare if you’re under 65-years-old. This article will explain the conditions where you may qualify for Medicare early. When you are under 65, you become eligible for Medicare if: You have received Social Security Disability Insurance (SSDI)...
Protection Against Uninsured Drivers
You’re hit by an uninsured driver. Now what? Are you protected against financial losses? About 14 percent of all motorists, or one-in-seven drivers, do not have automobile insurance, according to the Insurance Research Council.¹ Having the misfortune to get into an...
Prescription Drug Benefits Under Medicare (Part D)
Do you need to enroll in Medicare Part D? Read this article to learn more about whether you need this coverage Medicare’s prescription drug benefit (Part D) is the part of Medicare that provides outpatient drug coverage. Part D is provided only through private...
Medicare At 65+
65 or older? It may be time to enroll in Medicare. Read to learn if you’re eligible. When you turn 65, you become eligible for Medicare if you: Either receive or qualify for Social Security retirement cash benefits Or, currently reside in the United States and are...
Does Your Credit Score Affect Your Insurance Rates
Your credit score may influence how much you pay for auto and home insurance. While the vast majority of insurance companies use credit-based insurance scores to help determine the price of insurance, it is banned in the states of Massachusetts, Michigan, Hawaii, and...
Helpful Retirement Strategies for Women
Learn how to address the challenges that women face when planning for retirement. Preparing for retirement can look a little different for women than it does for men. Although stereotypes are changing, women are still more likely to serve as caretakers than men are,...
Does Your Portfolio Fit Your Retirement Lifestyle?
Lifestyle considerations in creating your retirement portfolio. Most portfolios are constructed based on an individual's investment objective, risk tolerance, and time horizon. Using these inputs and sophisticated portfolio-optimization calculations, most investors...
