What’s Happening
Thank you to everyone who joined our celebration at the Salisbury House!
We hope you enjoyed a classical evening with us at the Salisbury House!
Our team was thrilled for the in-person opportunity to catch up with so many of you while enjoying a beautiful afternoon and classical music. As always, we feel truly privileged to be a part of your wealth journey by serving you through all of life’s transitions. Thank you, again, for trusting us to walk beside you along the way.
If you didn’t get a chance to connect with someone on our team Tuesday, or if you have any questions/concerns, please call us directly. We are always happy to talk!
We hope you had a lovely evening, and we look forward to seeing you again soon!
Always with gratitude,
The Triangle Financial Team
Kendra, Lucas, Bailey, Elizabeth, Alyssa, and Zoe
Latest Events
Let’s Travel Event!
Past Events
Start: 10/12/21 | End: 10/12/21 | Time: 5pm-8pm
Location: Lauridsen Amphitheater Water Works Park 2201 George Flagg PKWY Des Moines, IA 50321
Women2Women Des Moines
Past Events
Start: 06/17/20 | End: 06/17/20 | Time: 6:00pm - 8:00pm
Location: The Tea Room 713 Walnut Street ##600 Des Moines, IA 50309
Come Celebrate Good Times
Past Events
Start: 01/21/20 | End: 01/21/20 | Time: 4pm-9pm
Location: The River Center 340 SW 3rd St.Des Moines, IA 50309
NAWBO Iowa & Kendra Erkamaa present Profit First
Past Events
Start: 01/14/20 | End: 01/14/20 | Time: 11:30am - 1pm
Location: Glen Oaks Country Club 1401 Glen Oaks Drive West Des Moines, IA 50266
Books on the Balcony 12/17/19
Past Events
Start: 12/17/19 | End: 12/17/19 | Time: 7:00pm-8:30pm
Location: Bubba 200 10th St Des Moines IA 50309
Books on the Balcony 11/26/19
Past Events
Start: 11/26/19 | End: 11/26/19 | Time: 7:00pm-8:30pm
Location: Bubba 200 10th St Des Moines IA 50309
Books on the Balcony 10/29/19
Past Events
Start: 10/29/19 | End: 10/29/19 | Time: 7:00pm-8:30pm
Location: Bubba 200 10th St Des Moines IA 50309
Books on the Balcony 10/1/19
Past Events
Start: 10/01/19 | End: 10/01/19 | Time: 7:00pm-8:30pm
Location: Eatery A 2932 Ingersoll Ave Des Moines IA 50312
Social Security: Purpose, Benefits & Solutions with Kendra Erkamaa IA #103492, CFP #256095
Past Events
Start: 09/10/19 | End: 09/10/19 | Time: 12:00 pm - 4:45 pm
Location: FFA Enrichment Center 1055 SW Prairie Trail Parkway, Ankeny
Books on the Balcony 8/27/19
Past Events
Start: 08/27/19 | End: 08/27/19 | Time: 7:00pm-8:30pm
Location: Eatery A 2932 Ingersoll Ave Des Moines IA 50312
Books on the Balcony 12/18
Past Events
Start: 12/18/18 | End: 12/18/18 | Time: 7:00pm-8:30pm
Location: Louie's Wine Dive 4040 University Ave, Suite A Des Moines, IA 50311
2018 Holiday Open House & Food Drive
Past Events
Start: 12/14/18 | End: 12/14/18 | Time: 4pm-6pm
Location: Triangle Financial Services 3101 Ingersoll Ave Suite 204 Des Moines, IA 50312
Books on the Balcony 11/27
Past Events
Start: 11/27/18 | End: 11/27/18 | Time: 7:00pm-8:30pm
Location: Eatery A 2932 Ingersoll Ave, Des Moines, IA 50312
2018 Tax Reform Seminar
Past Events
Start: 11/15/18 | End: 11/15/18 | Time:
Location:
Books on the Balcony 10/23
Past Events
Start: 10/23/18 | End: 10/23/18 | Time: 7:00pm-8:30pm
Location: Louie's Wine Dive 4040 University Ave, Des Moines, IA 50311
Books on the Balcony 10/2
Past Events
Start: 10/02/18 | End: 10/02/18 | Time: 7:00pm-8:30pm
Location: Eatery A 2932 Ingersoll Ave Des Moines, IA 50312
Books on the Balcony 8/28
Past Events
Start: 08/28/18 | End: 08/28/18 | Time: 7:00pm-8:30pm
Location: Eatery A 2932 Ingersoll Ave Des Moines, IA 50312
Books on the Balcony 7/24
Past Events
Start: 07/24/18 | End: 07/24/18 | Time: 7:00pm-8:30pm
Location: Magnolia Wine Kitchen Balcony 1420 Locust St, Des Moines, IA 50309
Books on the Balcony 6/26
Past Events
Start: 06/26/18 | End: 06/26/18 | Time: 7:00pm-8:30pm
Location: Magnolia Wine Kitchen Balcony 1420 Locust St, Des Moines, IA 50309
Books on the Balcony 5/22
Past Events
Start: 05/22/18 | End: 05/22/18 | Time: 7:00pm-8:30pm
Location: Eatery A 2932 Ingersoll Ave, Des Moines, IA 50312, USA
Books on the Balcony 4/24
Past Events
Start: 04/24/18 | End: 04/24/18 | Time: 7:00pm-8:30pm
Location: Magnolia Wine Kitchen Balcony 1420 Locust St, Des Moines, IA 50309
Books on the Balcony 3/27
Past Events
Start: 03/27/18 | End: 03/27/18 | Time: 7:00pm-8:30pm
Location: Magnolia Wine Kitchen Balcony 1420 Locust St, Des Moines, IA 50309
Books on the Balcony 3/27
Past Events
Start: 03/27/18 | End: 03/27/18 | Time:
Location:
Books on the Balcony 2/27
Past Events
Start: 02/27/18 | End: 02/27/18 | Time: 7:00pm-8:30pm
Location: Magnolia Wine Kitchen Balcony 1420 Locust St, Des Moines, IA 50309
Open House Holiday Celebration
Past Events
Start: 12/21/17 | End: 12/21/17 | Time: 4:00pm-7:00pm
Location: Triangle Financial Office 3101 Ingersoll Ave, Ste 204, Des Moines, Iowa 50312
Latest Article
Helpful Retirement Strategies for Women
by Kendra Erkamaa | October 8, 2024 | Retirement, Wealth, Women
Does Your Portfolio Fit Your Retirement Lifestyle?
by Kendra Erkamaa | October 1, 2024 | Investment, Markets, Retirement
Teen Drinking and Your Liability
by Kendra Erkamaa | September 24, 2024 | Family, Insurance, Risk
Medicare Advantage Plans (Medicare Part C)
by Kendra Erkamaa | September 17, 2024 | Health Care, Insurance, Medicare
UPDATED: Women And Financial Strategies
by Kendra Erkamaa | September 10, 2024 | Investing, Retirement, Wealth, Women
The Basics of Medicare
by Kendra Erkamaa | September 3, 2024 | Medicare, Retirement, Social Security
Retiring Wild: National Parks and You
by Kendra Erkamaa | August 27, 2024 | Retirement, Travel
Updated: What Can You Buy With 529 Distributions?
by Kendra Erkamaa | August 20, 2024 | College, Education, Savings
Is Term Life Insurance for You?
by Kendra Erkamaa | August 13, 2024 | Insurance, Life Insurance
Getting a Head Start on College Savings
by Kendra Erkamaa | August 6, 2024 | College, Education, Investing
Understanding Money Market Funds
by Kendra Erkamaa | August 1, 2024 | Investing, Markets, Retirement
Catch-Up Contributions
by Kendra Erkamaa | July 23, 2024 | 401k, Retirement, Savings
Insurance Needs Assessment: Married With Children
by Kendra Erkamaa | July 16, 2024 | Health Care, Insurance, Life Insurance
Orchestrating Your Retirement Accounts
by Kendra Erkamaa | July 9, 2024 | 401k, IRA, Retirement
How Retirement Spending Changes With Time
by Kendra Erkamaa | July 2, 2024 | Retirement, Savings, Wealth
Why Medicare Should Be Part Of Your Retirement Strategy
by Kendra Erkamaa | June 25, 2024 | Insurance, Medicare, Retirement
Kids & Money
by Kendra Erkamaa | June 18, 2024 | Family, Wealth
The Most Overlooked Item Of Any Home Improvement
by Kendra Erkamaa | June 11, 2024 | Assets, Insurance, Wealth
Preparing for the Expected
by Kendra Erkamaa | June 4, 2024 | Health Care, Life Insurance, Wealth
Traditional vs. Roth IRA
by Kendra Erkamaa | May 28, 2024 | Investing, IRA, Retirement
Consider Keeping Your Life Insurance When You Retire
by Kendra Erkamaa | May 21, 2024 | Income, Insurance, Retirement
A Home Insurance Claim: To File Or Not To File
by Kendra Erkamaa | May 14, 2024 | Insurance
Disability And Your Finances
by Kendra Erkamaa | May 7, 2024 | Insurance, Social Security
Medicare Advantage 101
by Kendra Erkamaa | April 30, 2024 | Health Care, Insurance, Medicare
A Look At Whole Life Insurance
by Kendra Erkamaa | April 23, 2024 | Assets, Insurance, Life Insurance
When Should You Take Social Security
by Kendra Erkamaa | April 16, 2024 | Income, Retirement, Social Security
Life Insurance Myths: Debunked
by Kendra Erkamaa | April 9, 2024 | Insurance, Investment, Retirement
Healthcare Costs in Retirement
by Kendra Erkamaa | April 2, 2024 | Health Care, Investment, Retirement, Savings, Social Security
Immediate Vs. Deferred Annuities
by Kendra Erkamaa | March 26, 2024 | Annuity, Investment, Retirement
The Financial Literacy Crisis
by Kendra Erkamaa | March 19, 2024 | Budget, Investment, Retirement
Volunteering in Retirement
by Kendra Erkamaa | March 12, 2024 | Retirement, Volunteering
How Will The Economy React To AI?
by Kendra Erkamaa | March 5, 2024 | AI, Investment, Retirement
Buying a Vacation Home? 5 Questions to Consider First
by Kendra Erkamaa | February 27, 2024 | Insurance, Investment, Retirement
Financial Strategies For Women
by Kendra Erkamaa | February 20, 2024 | Financial Strategy, Retirement, Women
Five Most Overlooked Tax Deductions – Updated
by Kendra Erkamaa | February 13, 2024 | Retirement, Savings, Tax
Can Group, Private Disability Policies Work Together?
by Kendra Erkamaa | February 6, 2024 | Disability, Income, Insurance
A Taxing Story: Capital Gains and Losses
by Kendra Erkamaa | January 30, 2024 | Income, Investment, Tax
Women and Wealth: A Pivot Towards Retirement
by Kendra Erkamaa | January 23, 2024 | Retirement, Wealth, Women
Three Key Questions to Answer Before Taking Social Security
by Kendra Erkamaa | January 16, 2024 | Income, Retirement, Social Security
Making a Charitable Gift
by Kendra Erkamaa | January 9, 2024 | Giving, IRS, Tax
How Boomers and Millennials Differ
by Kendra Erkamaa | January 2, 2024 | Investment, Retirement, Wealth
White Elephant Inheritance
by Kendra Erkamaa | December 26, 2023 | Estate, Family, Inheritance
Ask Triangle – December, 2023
by Kendra Erkamaa | December 19, 2023 | Income, Investing, Markets, Stocks, Wealth
Social Security: Five Facts You Need To Know
by Kendra Erkamaa | December 12, 2023 | Retirement, Social Security, Tax
New Retirement Contribution Limits for 2024
by Kendra Erkamaa | December 5, 2023 | 401k, IRS, Retirement, Tax
Important Birthdays Over 50
by Kendra Erkamaa | November 28, 2023 | 401k, Retirement, Social Security
Ask Triangle – November, 2023
by Kendra Erkamaa | November 21, 2023 | Income, Investing, Markets, Stocks, Wealth
The Value of Insuring Against Life’s Risks
by Kendra Erkamaa | November 14, 2023 | Disability, Insurance, Wealth
Where Will Your Retirement Money Come From?
by Kendra Erkamaa | November 7, 2023 | Income, IRA, Retirement, Savings, Social Security
Caring For Aging Parents
by Kendra Erkamaa | October 31, 2023 | Family, Health Care, Medicare, Retirement
The A, B, C, & D of Medicare
by Kendra Erkamaa | October 24, 2023 | Health Care, Insurance, Retirement
Ask Triangle – October, 2023
by Kendra Erkamaa | October 17, 2023 | Income, Investing, Markets, Stocks, Wealth
Personal Finance Tips For Military Families
by Kendra Erkamaa | October 10, 2023 | Budget, Debt, Family, Investment, Retirement
4 Steps To Protecting A Child With Disabilities
by Kendra Erkamaa | October 3, 2023 | Budget, Disability, Estate, Family
Financially Savvy at Six Figures
by Kendra Erkamaa | September 26, 2023 | Budget, Investment, Retirement, Wealth
Navigating Retirement Pitfalls
by Kendra Erkamaa | September 19, 2023 | Retirement, Social Security, Tax
Ask Triangle – September, 2023
by Kendra Erkamaa | September 12, 2023 | Income, Investing, Markets, Stocks, Wealth
Do You Owe The AMT?
by Kendra Erkamaa | September 5, 2023 | IRS, Social Security, Tax
Breaking Down The Parts Of Medicare
by Kendra Erkamaa | August 29, 2023 | Health Care, Medicare
A Primer On Dividends
by Kendra Erkamaa | August 22, 2023 | Dividend, Investment, Stocks, Tax
A Primer On Irrevocable Life Insurance Trusts
by Kendra Erkamaa | August 15, 2023 | Estate, Family, Insurance
What Can You Buy with 529 Distributions?
by Kendra Erkamaa | August 1, 2023 | College, Education, Savings
How Will Working Affect Social Security Benefits?
by Kendra Erkamaa | July 25, 2023 | Retirement, Social Security, Tax
Will Power
by Kendra Erkamaa | July 18, 2023 | Distribution, Estate, Income, Inheritance, Retirement
Assess Life Insurance Needs
by Kendra Erkamaa | July 11, 2023 | Family, Income, Insurance
IRA Withdrawals That Escape The 10% Tax Penalty
by Kendra Erkamaa | July 4, 2023 | Retirement, Tax
The Business Cycle
by Kendra Erkamaa | June 27, 2023 | Economy, Investment, Wealth
Ask Triangle – June 2, 2023
by Kendra Erkamaa | June 20, 2023 | Income, Investing, Markets, Stocks, Wealth
How Women Can Prepare For Retirement
by Kendra Erkamaa | June 13, 2023 | 401k, Investment, Retirement, Women
Eight Mistakes That Can Upend Your Retirement
by Kendra Erkamaa | June 6, 2023 | 401k, Investment, Retirement
A Bucket Plan to Go with Your Bucket List
by Kendra Erkamaa | May 30, 2023 | Budget, Estate, Investment, Retirement, Savings
Ask Triangle – May 5, 2023
by Kendra Erkamaa | May 16, 2023 | Income, Investing, Markets, Stocks, Wealth
Inflation & Your Money
by Kendra Erkamaa | May 9, 2023 | Budget, Income, Investing, Investment, Savings, Wealth
The Cost of Procrastination
by Kendra Erkamaa | May 2, 2023 | Income, Investing, Investment, Retirement, Wealth
Pullbacks, Corrections, and Bear Markets
by Kendra Erkamaa | April 25, 2023 | Bear, Bull, Estate, Investing, Investment, Markets, Stocks, Wealth
When Do You Need a Will?
by Kendra Erkamaa | April 18, 2023 | Estate, Family, Giving, Retirement, Savings
Ask Triangle – April 7, 2023
by Kendra Erkamaa | April 11, 2023 | Income, Investing, Markets, Stocks, Wealth
Five Most Overlooked Tax Deductions
by Kendra Erkamaa | April 4, 2023 | Retirement, Savings, Tax
Ask Triangle – March 3, 2023
by Kendra Erkamaa | March 28, 2023 | Education, Income, Investing, Markets, Stocks, Wealth
Countdown to College
by Kendra Erkamaa | March 21, 2023 | Education, Family, Income, Savings
9 Facts About Social Security
by Kendra Erkamaa | March 14, 2023 | Income, Retirement, Social Security, Tax
Insurance Needs Assessment: For Empty Nesters and Retirees
by Kendra Erkamaa | February 21, 2023 | Insurance, Investing, Retirement
Ask Triangle – Feb. 3, 2023
by Kendra Erkamaa | February 14, 2023 | Employment, Investing, Retirement, Wealth
A Decision Not Made Is Still a Decision
by Kendra Erkamaa | January 31, 2023 | Investing, Retirement, Wealth
Ask Triangle – Jan. 6, 2023
by Kendra Erkamaa | January 24, 2023 | Investing, Retirement, Wealth
Your Emergency Fund: How Much Is Enough?
by Kendra Erkamaa | January 3, 2023 | Education, Family
Have you ever had one of those months? The water heater stops heating, the dishwasher stops washing, and your family ends up on a first-name basis with the nurse at urgent care. Then, as you’re driving to work, you see smoke coming from under your hood. Bad things happen to the best of us, and…
Triangle times
by Kendra Erkamaa | January 25, 2021 | Newsletter
Welcome to 2021! We are still working hard to keep up with Covid safe standards and you all are staying healthy and safe during these uncertain We are here for you, working hard for your finances and doing our best to stay healthy. We hope you enjoy our updates! Look for our quarterly Triangle Times…
The Peaceful Planner
by Kendra Erkamaa | January 18, 2021 | Community
The Peaceful Planner – A hero who helps clients see the humanity in the numbers My mom is a nurse, and my dad was a helicopter mechanic, so they’ve always served, and so it was just something that was really important to me. – Kendra Erkamaa ome people may have heard the quote, “Those who fail…
The Power of Compounding
by Lindsey Taylor | June 30, 2020 | Education, Investing, Wealth
When considering a subject to write about, I decided to ask one of my old college roommates what financial topic she wishes she’d known more about as a younger professional. Her response: Why should I make consistent, small contributions to a 401k – or other retirement account? And how does it build up over time?…
The Fear Factor
by Kendra Erkamaa | May 12, 2020 | Newsletter
The Fear Factor – Making Smart Choices in the Face of Fear Even the most fearless among us have been faced with uneasiness over the last few months. With an unprecedented global pandemic facing the entire world, it would be nearly impossible not to consider the “what ifs” invading our senses posed by the COVID-19…
The SECURE Act
by Kendra Erkamaa | April 17, 2020 | Newsletter
The SECURE Act Long-established retirement account rules change. The Setting Every Community Up for Retirement Enhancement (SECURE) Act is now law. With it, comes some of the biggest changes to retirement savings law in recent years. While the new rules don’t appear to amount to a massive upheaval, the SECURE Act will require a change…
CARES Act 2020
by Kendra Erkamaa | April 13, 2020 | Newsletter
Key Provisions of the CARES Act Distributions can be waived in 2020 for Inherited Accounts, 401(k)s, andIRAs. Recently, the $2 trillion “Coronavirus Aid, Relief, and Economic Security” (“CARES”) Act was signed into law. The CARES Act is designed to help those most impacted by the COVID-19 pandemic, while also providing keyprovisions that may benefit retirees.1…
Triangle Times March 2020
by Kendra Erkamaa | April 8, 2020 | Newsletter
The first quarter of 2020 has come to a close and wow has it been a wild one. We are hoping you all are staying healthy and safe during these difficult times. We are here for you, working hard for your finances and doing our best to stay healthy. Hope you enjoy our updates! Look…
Client Stories on Wealth
by Kendra Erkamaa | February 4, 2020 | Investing
Making a wealthy mindset work for you
by Kendra Erkamaa | July 1, 2019 | Wealth
Let’s be honest – how many times have you played the “if I ever win the lottery, I’m going to….” game? Most everyone dreams of being wealthy at some point. But what if you could think it into reality? Consider this: how you think drives your beliefs, which influences your attitude and feelings, and those…
Top Things to Ask a Financial Advisor
by Kendra Erkamaa | June 15, 2019 | Tax
Financial Planning Industry: Selecting an Advisor “Life is Change, Growth is Optional” I heard that book title the other day, and even though I haven’t read the book, I found myself considering the title in relation to my profession. As in the case of life itself, there exists a lot of change in the financial…
Financial Planning Through Divorce – Tax Considerations
by Kendra Erkamaa | July 30, 2018 | Tax
In this second of two articles in the series, we’re focusing on how taxes may affect the division of property during divorce. Divorce is already a painful process, but taxes have the potential to compound the pain more through confusion over new tax laws and changing finances with retirement and beyond. In my opinion, the…
Certificate of Divorce
by Kendra Erkamaa | July 2, 2018 | Family
Divorce is a painful process in many ways. It’s not a topic many want to discuss or think about, but it happens. One of the major areas of focus throughout the process is the division of finances. While marriage is ideally a matter of the heart, if it ends in divorce, it quickly becomes also…
Creating Wealthy Habits
by Kendra Erkamaa | April 27, 2018 | Wealth
How would you define “wealth?” I often hear the following: When I can do what I want, when I want, without money worries Knowing I have enough money for both what I need and what I want When I can focus on what brings me joy and happiness instead of work For some, wealth is…
Tax Reform Article
by Kendra Erkamaa | February 26, 2018 | Tax
On Friday, December 22, the President signed the Tax Cuts and Jobs Act (TCJA) of 2017 into law. We have separated the tax discussion into four major parts: individual provisions, pass-through provisions, corporate provisions, and estate provisions. These items are effective for the 2018 tax year. Individual Provisions Most individuals will see a tax decrease…
Grey Divorce
by Kendra Erkamaa | February 9, 2018 | Family
As an independent financial planning firm, we help people in all stages of their life plan for, grow and enjoy their finances. Recently I have noticed an interesting new trend among the clients we help through tough divorce decisions — approximately 60 percent are in what is being called “grey divorces.” Grey divorces are among…
