Blog
Preparing for the Expected
You can plan ahead to protect yourself and your family against the financial consequences of deteriorating health. As Teddy Roosevelt once observed, "Old age is like everything else. To make a success of it, you've got to start young." The challenges seniors have met...
Traditional vs. Roth IRA
One or the other? Perhaps both traditional and Roth IRAs can play a part in your retirement plans. Traditional Individual Retirement Accounts (IRAs), which were created in 1974, are owned by roughly 41 million U.S. households. And Roth IRAs, created as part of the...
Consider Keeping Your Life Insurance When You Retire
Reasons to retain your coverage into your retirement years. Do you need a life insurance policy in retirement? One school of thought questions this decision. Perhaps your kids have grown, and the need to help protect the household against the loss of an income-earner...
Disability And Your Finances
In the event of an unforeseen accident or illness, disability insurance may be a good way to protect your income and savings. The Social Security Disability Insurance program paid out over $140 billion in benefits in 2021. And with new applicants each year, the system...
Medicare Advantage 101
Overview of Medicare Advantage, what’s in them, special rules, and more. Medicare Advantage, sometimes known as “Part C,” is something of a catch-all choice for those who are ready to sign up for Medicare. Medicare Advantage plans are offered by private insurers in...
A Look At Whole Life Insurance
Whole life insurance remains in force as long as you remain current with premiums. Here's how it works. In exchange for fixed premiums, an insurance company promises to pay a set benefit when the policyholder dies, but also offers additional benefits as well. Whole...
When Should You Take Social Security
Monthly Social Security payments differ substantially depending on when you start receiving benefits. The Social Security program allows you to start receiving benefits as soon as you reach age 62. The question is, should you? Monthly payments differ substantially...
Immediate Vs. Deferred Annuities
Looking forward to retirement? It's critical to understand the difference between immediate and deferred annuities. Despite not being as well known as some other retirement tools, annuities account for 6% of all assets earmarked for retirement. With about $2.6...
Financial Strategies For Women
Some may leave their future to chance but in the world of finance, the effects of the "confidence gap" can be apparent. Women and College The reason behind this disparity doesn't seem to be a lack of education or independence. Today, women are more likely to go to...
