Blog
Consider Keeping Your Life Insurance When You Retire
Reasons to retain your coverage into your retirement years. Do you need a life insurance policy in retirement? One school of thought questions this decision. Perhaps your kids have grown, and the need to help protect the household against the loss of an income-earner...
Disability And Your Finances
In the event of an unforeseen accident or illness, disability insurance may be a good way to protect your income and savings. The Social Security Disability Insurance program paid out over $140 billion in benefits in 2021. And with new applicants each year, the system...
Medicare Advantage 101
Overview of Medicare Advantage, what’s in them, special rules, and more. Medicare Advantage, sometimes known as “Part C,” is something of a catch-all choice for those who are ready to sign up for Medicare. Medicare Advantage plans are offered by private insurers in...
A Look At Whole Life Insurance
Whole life insurance remains in force as long as you remain current with premiums. Here's how it works. In exchange for fixed premiums, an insurance company promises to pay a set benefit when the policyholder dies, but also offers additional benefits as well. Whole...
When Should You Take Social Security
Monthly Social Security payments differ substantially depending on when you start receiving benefits. The Social Security program allows you to start receiving benefits as soon as you reach age 62. The question is, should you? Monthly payments differ substantially...
Immediate Vs. Deferred Annuities
Looking forward to retirement? It's critical to understand the difference between immediate and deferred annuities. Despite not being as well known as some other retirement tools, annuities account for 6% of all assets earmarked for retirement. With about $2.6...
Financial Strategies For Women
Some may leave their future to chance but in the world of finance, the effects of the "confidence gap" can be apparent. Women and College The reason behind this disparity doesn't seem to be a lack of education or independence. Today, women are more likely to go to...
Caring For Aging Parents
As our nation ages, many Americans are turning their attention to caring for aging parents. Thanks to healthier lifestyles and advances in modern medicine, the worldwide population over age 65 is growing. In the past decade, the population of Americans aged 65 and...
Financially Savvy at Six Figures
Reaching six figures is no easy feat. If you’re one of the hard-working few who have made it to this milestone, give yourself a pat on the back and celebrate. It can be tempting to feel like now that you've made it to the top of this mountain your financial worries...
