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How Insurance Deductibles Work
Knowing how insurance deductibles work can help you save money. An insurance deductible is the amount you, the insured, pay before any claim is paid by your insurance carrier. Depending upon the type of insurance, a policy may set the amount of deductible, or offer...
Exploring the Federal Student Grant Program
In this article, explore the benefits of the Federal Student Grant Program You may have heard of the Free Application for Federal Student Aid, or FAFSA, if you or someone you know has plans to attend a college, career school, or university. Last year, nearly 50% of...
Top Things to Ask a Financial Advisor
Financial Planning Industry: Selecting an Advisor “Life is Change, Growth is Optional” I heard that book title the other day, and even though I haven’t read the book, I found myself considering the title in relation to my profession. As in the case of life itself,...
Buying a Home
A look at what you need to think about when buying a home. When people talk about the American Dream and what it means to them, buying a house is often near the top of the list. However, the care and responsibilities of owning a home can sometimes be overlooked:...
Value vs. Growth Investing
Among stock-market investors there’s long been a debate between those who favor value and those who favor growth. Looking at their recent track records doesn’t do much to settle the debate. Over the past decade, as a whole, value stocks have not performed as well as...
Mutual Funds vs. ETFs
Exchange-traded funds have some things in common with mutual funds, but there are differences, too. The growth of exchange-traded funds (ETFs) has been explosive. In 2006, there were less than 1,000; by 2024, there over nearly 10,000 investing in a wide range of...
Perception vs. Reality
Learn how to coordinate your retirement accounts like an orchestra to help maximize your retirement strategy. Key Takeaways Understanding the retirement savings hierarchy can help maximize your limited dollars. Many financial professionals suggest prioritizing your...
It Was the Best of Times, It Was the Worst of Times
Learn about key investment principles that will help you navigate the unpredictability of the financial markets. Key Takeaways Diversification can help manage investment risk, but it doesn't eliminate it. The "don't put all your eggs in one basket" approach may help...
Making Sense of HSAs and FSAs
How HSAs and FSAs might help your household. With family health insurance premiums rising 297 percent since 2000, averaging over $25,000 annually, some employees feel the squeeze. Deductibles, too, have jumped nearly 50 percent over the last decade, further increasing...
