Blog
Retiring Wild: National Parks and You
Get ready to enjoy America’s national park system with this helpful article. For many older adults, finding time to experience nature can be one of the greatest pleasures in retirement. And what better place to take in America's splendor than one of our over 400...
Updated: What Can You Buy With 529 Distributions?
This article can be a helpful guide when beginning to prepare for education expenses. Some of the biggest challenges many face when it comes to education are financial. Luckily, a 529 college saving plan can help. And they're not just for college anymore - added to...
Is Term Life Insurance for You?
Term insurance is the simplest form of life insurance. Here's how it works. Term insurance is the simplest form of life insurance. It provides temporary life insurance protection on a limited budget. Here’s how it works: When a policyholder buys term insurance, they...
Getting a Head Start on College Savings
A few strategies that may help you prepare for the cost of higher education. One study estimates the average cost of raising a child to the age of 17 for a middle-income family is about $310,605. As a point of comparison, the median home price in the U.S. was $417,700...
Understanding Money Market Funds
Check out this brief article which explores the role Money Market Funds may play in your portfolio. A money market fund, not to be confused with a money market account, is a type of mutual fund that invests in instruments like cash equivalents and short-term...
Catch-Up Contributions
Workers 50+ may make contributions to their qualified retirement plans above the limits imposed on younger workers. A recent survey found that 18% of workers are very confident about having enough money to live comfortably through their retirement years. At the same...
Insurance Needs Assessment: Married With Children
When you’re married and have children, insurance needs will be different. A growing family, by definition, means growing financial obligations—both present and in the future. Raising children can increase your insurance needs and heightens the urgency for being...
Orchestrating Your Retirement Accounts
Getting the instruments of your retirement to work in concert may go far in realizing the retirement you imagine. An orchestra is merely a collection of instruments, each creating a unique sound. It is only when a conductor leads them that they produce the beautiful...
How Retirement Spending Changes With Time
It can be difficult for clients to imagine how much they’ll spend in retirement. New retirees sometimes worry that they are spending too much, too soon. Should they scale back? Are they at risk of outliving their money? This concern may be legitimate. Some households...
